We’re building Croft because it’s the tool we’re using to get ourselves out of debt. The plan is simple: know where every dollar goes, put the extra toward the right debt, and never get surprised by the next bill. What isn’t simple is keeping a spreadsheet up to date.
The spreadsheet helped. The busywork didn’t.
Every week meant copying in transactions, sorting them into categories and recalculating payoff dates by hand. The spreadsheet gave us clarity, but only as long as we kept feeding it. Croft does that part for you, so you can spend the time on the plan instead.
Links your bank, card and loan accounts through Plaid
Builds a debt-payoff plan from your real balances and interest rates
A cash-flow forecast, so the next bill isn't a surprise
Simple budgets for where your money goes
An AI assistant for questions about your own finances
Croft is in beta, so expect it to keep improving, and tell us what's missing.
Yours to tend
A croft is a small farm you work yourself, and that's how we think about money: small, steady care adds up. Croft doesn't judge your spending. It shows you where you stand and what the next step is.
Try it
Start with one question: when will you be debt-free? Take the 60-second quiz. Answer a few quick questions (rough ranges are fine) and Croft shows you a free estimate: your debt-free date paying only the minimums, next to the date if you put what’s left after bills toward the highest-interest debt first. You don’t need to sign up or connect a bank to see it.
When you want your real date, built from your actual balances, sign up with Google or an email link and try Croft free for 14 days, no card needed. After that it’s $11.99 a month or $89 a year, and you can cancel anytime. Already using Croft? Sign in at croft.bluequanta.io.
Questions? Contact the Croft team. Croft is operated by Blue Quanta LLC; see its Terms and Privacy Policy.
